******************************* IN-HOSPITAL GAP COVER******************************************
Are you concerned about unpaid doctor's bills after hospital admission? We have the right product for you. No entry age limit! Essential on almost all medical aid schemes. Only R95 per family per month! Applications are processed via email or fax, so applicants can contact us from anywhere in South Africa.
Regardless of your current health status it has become essential for everyone in South Africa to be covered by Medical Aid. It is important to ensure you have suitable cover with a reliable Medical Aid Scheme for your exisiting circumstances and with a view to the future and retirement years.
We can provide expert advice from our qualified and accredited Healthcare Consultant.
Healthcare Associates is Durban based. Jane Kemp (Thomas) has almost 20 years experience in the Medical Aid and Medical Insurance industry and has dealt with large corporates, medium size companies and individuals alike. Our client base is countrywide as we are geared to deal with any queries and applications electronically. We not only deal with new applications, but can be appointed as a broker on your existing scheme (if it falls under our contracted range of schemes).
Medical aid schemes:
No nonsense advice on Discovery, Fedhealth, Momentum, Resolution, Profmed and Sizwe Medical aid schemes. Options range from comprehensive packages (around R1700pm for a single member), right down to hospital plans (some around R750pm). If you have financial constraints, there are options that are salary related and you could pay as little as around R390pm for a hospital plan, or just over R400 for options that include unlimited cover for gp vists, basic dentistry, optometrists etc. These plans do limit you to a network of hospitals and doctors, but are very good value for money.
Some of the Medical Aid Schemes offer optional rewards/wellness programs. They have fantastic benefits and we can guide you with regards to exactly what you need to do in order to maximise the rewards.
What we can do for you:
*We deal with group schemes and individual members.
*Objective and independant healthcare consultation service. We keep abreast of legislative changes as well as changes in the structure of the contracted medical aid schemes.
*Personal attention from an Accredited Healthcare Consultant. You will deal with the same person on an ongoing basis.
*Benefit and cost comparisons.
*Initially there will be a medical needs analysis whereby your particular needs and financial situation will be taken into account as well as the type of medical aid cover you would like.
*International medical insurance cover available for members travelling abroad and throughout Africa for extended periods.
*Assistance with benefit, membership and contribution queries as well as claims issues that you have not been able to resolve with the medical aid.
*Client information will remain confidential.
Broker fees:
For our standard services, income is derived from commission that the Product Provider pays over to us on the products purchased by our clients (as per the medical schemes act set at 3.42% of risk premium/contribution with the cap of R65.65pm excl vat). That means that clients do not pay any extra over and above the standard contribution rate tables.
Additional services may be subjected to a professional fee which would be negotiated with the client in advance.
Regardless of your current health status it has become essential for everyone in South Africa to be covered by Medical Aid. It is important to ensure you have suitable cover with a reliable Medical Aid Scheme for your exisiting circumstances and with a view to the future and retirement years. 